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No Credit Check Loans

Frown upon credit-ruining checks (hard credit checks)? Look no further than a no credit check loan.

'No credit check loans' here don’t mean zero credit checks. It simply means soft credit checks are done on the applicant instead to curtail the negative effect of these checks on your credit score.

UnityLoan has been in the business of connecting borrowers to no credit check loan deals. Apply for one today and get a decision quickly.

No Credit Check Loans

Popular Types of Loans With No Credit Check

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  • default imgPayday Loans

    Payday loans are short-term loans that can help you to stay afloat before your next paycheck comes in. Our lenders can loan you up to $5000.

  • default imgSame Day Loans

    Same-day loans are a good borrowing option for a rainy day. As the name implies, the loan can be obtained as soon as the same day of applying.

  • default imgInstallment Loans

    Get an installment loan if you want to spread the costs over a long term to pay only comfortable, small fixed sums monthly till you pay the entire debt.

  • default imgBad Credit Loans

    If you are in a financially challenging position but face many loan rejections due to poor credit, bad credit loans won't disappoint you.

  • default imgQuick Cash Loans

    Another popular option is quick cash loans, usually taken out to finance expensive medical bills, unexpected plumbing repairs, or basic living expenses.

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How Do Online No Credit Check Loans Work?

  • 1

    Submit Application

    Complete a form with your personal and financial information like your name, age, and income. Submit afterward and you are good to go.

  • 2

    Receive Decision

    Your request will be sent to a large panel of lenders for evaluation. Willing lenders will approve your request and give you an offer.

  • 3

    Accept Offer

    Compare the terms, interest rates, and other fees of the offers. After determining which bid is the best, accept and sign the deal.

  • 4

    Get Funded

    Cha-ching! You will receive the funds into your bank account directly as soon as the same day or the next business day.

Benefits of No-Credit-Check Loans

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  • No Restrictions on Credit

    Bad credit may box you into a corner. You can, however, get help from no credit check loans. They have no strict credit requirements and can be taken out with ease.

  • Quick Deposit

    Emergencies demand urgent solutions. And that's when no credit check loans come in handy. Once approved, they can be deposited as quickly as the same day of applying.

  • Funding up to $5,000

    Through UnityLoan, you can borrow as low as 50 to 5000 dollars with a no credit check loan, sufficient to cover many of your emergency expenses like car repairs.

Why UnityLoan?

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    Streamlined Application Process

    No need for extensive paperwork, nor do you have to fax any documents. Fill out the form, sign the quote, and we handle the rest ourselves.

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    One Application, Multiple Offers

    No need to go from one lender to another. We will give you a plethora of options to choose from by connecting you with tens of reliable lenders in one application.

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    Vast Loan Coverage

    No credit check loans are not UnityLoan's only forte. With us, you can also request a payday loan, bad credit loan, same-day loan, and more!

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    Safe & Secure Platform

    Stay at peace while seeking online funding via UnityLoan. Your data will stay intact with our strict security measures like 256-bit encryption.


Does a no credit check loan really exist?

No. It is mandatory in the US that all lenders run a credit check before approving a loan. Loans with no credit check are also known as soft credit check loans. Unlike hard credit checks, soft credit checks will not show up on your credit report and hurt your credit score.

Are there guaranteed approval no credit check loans?

No. Guaranteed approval loans have their appeal, especially for those with bad credit ratings. However, they don't really exist. Consider "guaranteed approval" as a synonym for high acceptance rates. It means you are very likely to get approved for a loan if you meet the basic criteria.

Where can I find a no credit check loans guaranteed approval direct lender?

In UnityLoan, you can always find lenders that offer loans with a soft credit check and with high chances of approval. All you're required to do is submit an application form.

How much can I borrow with no-credit-check loans?

The total amount you can get depends on the lender, how much lending risk a lender perceives you to be, your state’s lending regulations, etc. With UnityLoan, you can borrow up to $5000.

Can I get loans without a credit check if I have bad credit?

Yes. Credit scores are not the only yardstick used by our lenders to access a borrower's repayment ability. As long as you have a steady source of income, chances are that you can qualify for a loan.

What are the requirements for online no credit check loans?

To qualify for a no credit check loan, you'll need to have a steady source of income, be a resident in the US, be 18 years old, have a government-issued ID, and have an active bank account and email.

How fast can I get a no-credit-check loan?

Depending on the lender and your bank’s processing speed, you can get credit as quickly as within 24 hours or perhaps, the following business day.

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Apply for a No Credit Check Loan via UnityLoan!

You don’t have to break a sweat to get a loan with no credit check. Just apply via UnityLoan, and you can have varying loan packages from a pool of lenders. Go for one that fits your needs!

Get Started Now